“Oh, don’t worry about it dear.  I’ll take care of everything.  It will be very nice.”  Cha ching!

Couple that with the unwillingness of the living to actually plan ahead for the event and you’ve got yourself a double whammy.  But planning ahead now is one way to ease the burden of your loved ones a little bit.  Planning your funeral and communicating your wishes will help your loved ones make those awful decisions when the inevitable happens.  Of course, make sure you are ready to die in other ways too.

Ok, all that said let’s talk about cremation vs burial from a purely financial point of view.  Obviously there are a lot of ways to go here.  I found this site that gives the estimates of funeral costs in all US states.  I’m going to use Arizona prices in this article, cause that’s where I live.

Burial Costs

It costs between $5,500 and $9,500 for a burial.  That price includes a casket, outer lining for the casket, flowers, and transportation.  The driving factor in the price range is the quality of casket and outer liner.  If you want a prettier, higher quality box then you pay more.  The transportation and flowers are basically the same in the more expensive package deals.  Well, you do get a limo for the family and some extra flowers.  But really what does that cost?  $200?  The bulk of the extra $4,000 is in the casket and liner.

Also included in those costs are use of the funeral home for viewing, getting the body ready for burial and into the casket, printed items such as a register book and prayer cards, death certificate, a tent for the cemetery, and clergy.

However, what’s not included is a pretty big deal… the plot.  The cost of a plot varies widely as the cost of land varies widely.  According to Forbes, the average burial plot costs $4,000.  Hugh Hefner paid $1 million for the burial plot next to Marilyn Monroe.

Cremation Costs

It costs between $1,000 and $6,000 for a cremation.  The driving factor in the price here is what type of service you want.  They will do just the cremation for $1,000.  Nothing is included in that package.  For an additional $2,000 you get visitation funeral services and flowers, without the body present.  For the top of the line $6,000 package you get basically everything from the burial package except that after the ceremony they cremate you instead of burying you.

It’s important to note what’s not included in the cheapest cremation package.  Your loved ones are still going to have to have some kind of ceremony.  It also doesn’t include an urn, so that would also be an extra expense of about $200-$300.  There would also be additional expenses if the family wants to place the urn in a cemetery.  They could aslo make some jewelry out of you.  Which is cool… in a creepy kind of way.

If it were not for the plot burial and cremation aren’t that much difference in price.  The cheapest burial and most expensive cremation are basically the same price.  And that makes sense considering you are getting the same basic service.  The only difference between the two is that in one you get a little piece of ground and in the other you get cremated.  The big additional cost of burial is the gravesite, which is understandable.  It’s only a tiny of piece of land but it needs to be maintained for enternity, and that doesn’t come cheap.

If cost is an issue cremation is a lot cheaper.  You don’t even need to have a ceremony at a funeral home.  Maybe your loved ones could do it at church or in their home.  If that’s the case, you could skip out of this world for less than $1,500.

Do you have any experiences planning a funeral?  I’d be interested to hear what you got for the money.

The post Cremation vs. Burial Costs appeared first on Long and Son Mortuary Inc.

• Infants and Toddlers: The youngest children may perceive that adults are sad, but have no real understanding of the meaning or significance of death.
• Preschoolers: Young children may deny death as a formal event and may see death as reversible. They may interpret death as a separation, not a permanent condition. Preschool and even early elementary children may link certain events and magical thinking with the causes of death. For instance, as a result of the World Trade Center disaster, some children may imagine that going into tall buildings may cause someone’s death.
• Early Elementary School: Children at this age (approximately 5-9) start to comprehend the finality of death. They begin to understand that certain circumstances may result in death. At this age, death is perceived as something that happens to others, not to oneself or one’s family.
• Middle School: Children at this level have the cognitive understanding to comprehend death as a final event that results in the cessation of all bodily functions. They may not fully grasp the abstract concepts discussed by adults or on the TV news but are likely to be guided in their thinking by a concrete understanding of justice. They may experience a variety of feelings and emotions, and their expressions may include acting out or self-injurious behaviors as a means of coping with their anger, vengeance, and despair.
• High School: Most teens will fully grasp the meaning of death in circumstances such as an automobile accident, illness and even a disaster. They may seek out friends and family for comfort or they may withdraw to deal with their grief. Teens (as well as some younger children) with a history of depression, suicidal behavior, and chemical dependency are at particular risk for prolonged and serious grief reactions and may need more careful attention from home and school during these difficult times.

The post What do kids of various ages realize about loss of life? appeared first on Long and Son Mortuary Inc.

• Allow your child to be the teacher about their grief experiences: Give your child the opportunity to tell their story and be a good listener.
• Grieving is a process, not an event: Allow adequate time for your child to grieve in the manner that works for him/her. Pressing your child to resume “normal” activities without the chance to deal with his/her emotional pain may prompt additional problems or negative reactions.
• Let your child know that you really want to understand what he/she is feeling and what he/she needs: Sometimes children are upset but they cannot tell you what will be helpful. Giving them the time and encouragement to share their feelings with you may enable them to sort out their feelings.
• Encourage your child to ask questions about loss and death: Adults need to be less anxious about not knowing all the answers. Treat questions with respect and a willingness to help your child find his or her own answers.
• Help all of your children, regardless of age, to understand loss and death: Give your child information at the level that he/she can understand. Allow your child to guide you as to the need for more information or clarification of the information presented. Loss and death are both part of the cycle of life that children need to understand.
• Children will need long-lasting support: The more losses the child or adolescent suffers, the more difficult it will be to recover. This is especially true if they have lost a parent who was their major source of support. Try to develop multiple supports for children who suffer significant losses.
• Keep in mind that grief work is hard: It is hard work for adults and hard for children as well.
• Be aware of your own need to grieve: Focusing on the children in your care is important, but not at the expense of your emotional needs. Adults who have lost a loved one will be far more able to help children work through their grief if they get help themselves. For some families, it may be important to seek family grief counseling, as well as individual sources of support.
• Don’t assume that every child in a certain age group understands death in the same way or with the same feelings: All children are different and their view of the world is unique and shaped by different experiences. (Developmental information is provided below.)
• Don’t lie or tell half-truths to your child about the tragic event: Children are often bright and sensitive. They will see through false information and wonder why you do not trust them with the truth. Lies do not help the child through the healing process or help develop effective coping strategies for life’s future tragedies or losses.
• Don’t assume that children always grieve in an orderly or predictable way: We all grieve in different ways and there is no one “correct” way for people to move through the grieving process.

The post How can I support my youngster with the loss of a loved one? appeared first on Long and Son Mortuary Inc.

• Emotional shock and at times an apparent lack of feelings, which serve to help the child detach from the pain of the moment;
• Regressive (immature) behaviors, such as needing to be rocked or held, difficulty separating from parents or significant others, needing to sleep in parent’s bed or an apparent difficulty completing tasks well within the child’s ability level;
• Explosive emotions and acting out behavior that reflect the child’s internal feelings of anger, terror, frustration and helplessness. Acting out may reflect insecurity and a way to seek control over a situation for which they have little or no control;
• Asking the same questions over and over, not because they do not understand the facts, but rather because the information is so hard to believe or accept. Repeated questions can help listeners determine if the child is responding to misinformation or the real trauma of the event.

The post How do youngsters react to loss of life? appeared first on Long and Son Mortuary Inc.